Tatra banka Elevates Personal Banking to a New Level Thanks to Innovative Support via Mobile App

Our ambition is to systematically develop and modernize our contact center solutions to continuously improve client experience and streamline the daily work of our employees. We have succeeded in creating a secure communication space where clients can discuss their finances with a banker without concern. It is also great to be able to communicate without having to coordinate a suitable meeting time with the client. This first milestone is the result of intensive work by the Tatra banka team and our partners Soitron and Unblu, to whom we extend our thanks. At the same time, it marks the beginning of another journey, and we look forward to continuing it. 

Eva Fedorová, Product Owner, Contact Center Systems Development Team 

Background

Tatra banka constantly introduces new ways to improve services for its clients. This time, it is taking personal banking to a higher level by streamlining interactions between clients and their personal bankers so that clients receive support instantly, whenever they need it.

The new ‘Remote Assistance’ service offers a modern way to communicate directly through the bank’s mobile app. In the initial phase, it is designed for clients with an assigned personal banker and provides them with a constant communication channel. Clients can leave messages, ask questions, or request advice at any time, with their personal banker responding as quickly as possible. In future phases, the service is planned to expand to broader client segments.

Project Implementation Process

As one of the main integrators and consulting partners of Tatra banka, we ensured the comprehensive implementation of the ‘Remote Assistance’ solution and connected Unblu technology with the bank’s existing infrastructure.

“We are pleased to support Tatra banka in launching the ‘Remote Assistance’ service, which delivers immediate value to both clients and the bank. This project confirms that expert collaboration and technical know-how can create measurable benefits and genuinely improve processes. We provided Tatra banka not only with our technical expertise but also consulting advice and support throughout the project, ensuring smooth integration of Unblu technology with the bank’s existing mobile app.”

– Radovan Ulej, Presales Consultant, Soitron

Our key role was to oversee integration, enabling routing of calls and communications from the mobile app directly to the contact center. Since we helped Tatra banka build its contact center on Cisco technology years ago, we had in-depth knowledge of the environment and could prepare an optimal solution.

It was crucial that all systems – the mobile app, Unblu, and Cisco – worked seamlessly together, providing accurate information on banker availability while ensuring client security and verification. The project required close collaboration between three parties: our Soitron team, Unblu specialists, and the Tatra banka mobile app developers. As a consulting and business partner, we provided continuous support and expert advice throughout the project.

Our role went beyond a typical IT vendor, addressing architecture, implementation details, and best practices to ensure the final solution was stable, secure, and user-friendly.

The project’s uniqueness lies in the fact that Tatra banka is the first bank in the region to integrate the ‘Remote Assistance’ service directly into its mobile app. The service uses Co-Apping technology from the Swiss company Unblu, an expert in Digital Client Interaction Solutions for the financial services sector.

With Co-Apping, the banker can guide customers from within the mobile app, while ensuring all sensitive information – such as passwords – remains private. This secure, high-touch collaboration maximizes efficiency, saving time for the banker and customer, which directly impacts satisfaction.

“We’re especially proud of this project with Tatra banka. Their relentless focus on building ‘a superior customer experience’ has been evident at every stage of the process. I believe this represents a new benchmark in banking innovation in both the country and extended region. On behalf of Unblu, I’m also grateful to the outstanding team at Soitron – their deep expertise of Tatra’s ecosystem and strong collaboration made it possible to integrate Unblu’s Co-Apping technology into a solution that’s both elegant and impactful. The results speak for themselves – efficiency gains, higher satisfaction, and above all, a better connection between bankers and customers.”

– Jens Rabe, Co-CEO, Unblu

Results and Benefits

modern communication directly through the mobile app

continuous communication channel between client and personal banker

faster response to client requests

optimization of contact center employee workflows

secure, encrypted communication

flexible service delivery

160 bankers with access to Co-Apping

40 % improvement in efficiency (from pilot)

94 Net Promoter Score (customer satisfaction) score from clients from 172 answers (baseline was 82)

84.6 System Usability Score from bankers

Customer Profile

Tatra banka is the first private bank in Slovakia and a member of the Raiffeisen Bank International Group. It has long been a leader in the Slovak banking market, particularly in corporate and private banking and asset management. The bank is known for its focus on innovation, delivering modern and simple solutions to clients – from instant payments and biometric technologies to next-generation mobile applications. Its operations are guided by its mission – to turn innovation into an exceptional experience.

Technologies used

Unblu SPARK, Cisco Unified Contact Center Enterprise, Soitron Unblu-Proxy